Protection

Key Person


The death or serious illness of a key member of staff could have a huge impact on your business, with potentially devastating results, which is why Key Person cover is so important.

A technical expert might be developing a new product, or a sales director could have invaluable contacts. The loss of such a key person could seriously affect the future success of your business.

Most businesses arrange protection against loss of material assets such as buildings, contents and even work in progress. Even if they have business continuity insurance, many don’t have protection against the loss of a key member of staff due to illness or death - with potentially devastating results.

Key Person cover provides an important safety net, helping to protect your profits and cash flow, and preserving the value of the firm. We advise on the policy best suited to your needs, sourcing the best solution for your specific requirements. We will also advise businesses on the tax reliefs offered by HM Treasury.